The 3D Team
Dennis D. D’Andrea | LinkedIn
Dennis D. D’Andrea lives by a statement of belief: “Doing the right things, the right way, with the right people every day!” – a true WIN – WIN – WIN philosophy.
Dennis has taken his belief and incorporated it into his professional life, specializing in the advisement of business owners, and their respective companies, as well as, the protection of corporate executives’ most valuable assets. His areas of expertise in the financial services industry include: life insurance as collateral for business owners/borrowers, the integration of personal and professional financial design; providing income insurance on professionals in corporate America; and the review and analysis of retirement plans.
He has established a solid reputation for outstanding dedication and exemplary service to his clients. What differentiates Dennis’s financial design firm from others is that he surrounds himself with highly qualified specialists in a variety of expertise. This collaboration provides his clients with a team of professionals serving their needs, coordinating the right products and services for the best possible solution. Dennis manages to quarterback the strategy to help fulfill his clients’ goals.
Dennis graduated from Malvern Prep and then went to earn a Bachelor of Science in Business Administration from Villanova University. He worked in the family concrete construction company and after 12 years of construction management and ownership, he decided to focus on his desire to be in the financial services industry.
He has his Life, Accident, Health, Property and Casualty Licenses. He also earned his FINRA Series 6, 63, & 65 registrations, and is an Investment Advisor Representative of MML Investors Services, LLC. He has the designation of CFBS, (Certified Family Business Specialist).
In 1997, Dennis joined First Financial Group, a general agency of Massachusetts Mutual Life Insurance Company (MassMutual), providing a wide variety of financial products and services to help solve today’s problems and to prepare or the future. In January 2008, Dennis launched 3D Financial Group. Throughout his career, Dennis has been recognized with many awards. He was the President of the FFG/Mass Mutual AAX for seven years. He has written articles for several association newsletters and business magazines, and awards, such as MassMutual’s Leaders Club and Quota Buster, and Quality Business. He was a three year board member and executive committee member of SEEDCO PA (Southeastern Economic Development Corporation of PA).
Dennis and his wife Maria, reside in Broomall, Delaware County, PA with their Miniature Pinscher, Sophia. Dennis appreciates fitness and nutrition, reading self-improvement books, daily meditation and prayer.
Christopher R. Aceto | LinkedIn
VICE PRESIDENT, BROKERAGE SALES AND DISABILITY INCOME INSURANCE SPECIALIST
Chris has specialized in Individual Disability Income Insurance since beginning his career in December of 1974, as a brokerage representative with Paul Revere. In 1994, he was appointed General Manager of the Philadelphia office for Paul Revere, one of its leading brokerage DI sales offices. Chris joined MassMutual in November of 1998 and headed their Philadelphia Disability Income Insurance Sales Office, until he joined First Financial Group as Brokerage Director in September of 2006. Chris is extremely well versed in all facets of the Individual DI business, specializing in employer paid executive carve out and voluntary supplemental DI programs. He works with agents as well as with the brokerage community in the tristate area with all their Individual and multi-life DI needs. Chris is a graduate of the University of Maryland, with a Bachelor of Science in Economics.
N. LOUIS CAPETOLA, CLU, CHFC
Lou graduated from Penn State University with a B.S, in accounting. After serving three years with an accounting firm and three years as a marketing representative for IBM, he joined First Financial Group in 1971 as a sales representative. Lou has received both his Chartered Life Underwriter and Chartered Financial Consultant designations from the American College in Bryn Mawr, PA and he holds the FINRA Series 6, 63, 22, 24 & 7 registrations. In 1982, Lou was appointed Agency Investment Specialist, responsible for the sale of and training of investment related products, compliance related issues, and recruiting of experienced producers to the agency.
Rob Shangraw | LinkedIn
Rob Shangraw graduated from the Smeal College of Business at the Pennsylvania State University in 2005 with a BS in Economics. Upon graduation, he started his career at First Financial Group in the retirement services department. After assisting employers across the country ranging from individuals to large corporations, Rob broadened his practice in 2010 to support his clients above and beyond their retirement needs. Rob’s commitment to lifelong learning was demonstrated when he earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations. He enjoys sharing his experience and knowledge with others, believing that education should be paramount in the planning process. Rob continues to support closely-held business owners, integrating their business and estate planning.
JOE MURRAY, CLU, CHFC, CFBS | LinkedIn
ADVANCED PLANNING AND CLOSELY HELD BUSINESS PLANNING SPECIALIST
Joe specializes in serving the complex needs of business owners and high net worth clients. Business owners work extremely hard and make many sacrifices to grow their businesses. Joe believes that it’s important to put the same amount of energy into protecting the business as there was in building it. For many business owners, the primary, over-arching mistake is a failure to effectively plan – whether that means failing to have a formal business succession plan in place or underestimating the importance of a retirement income strategy. Joe helps them identify the avoidable missteps that often trip up businesses, create issues for owners, and can stand in the way of continued, long-term success. To better serve his clients, Joe holds the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Certified Family Business Specialist (CFBS) designations.
CYNTHIA ST. PIERRE | LinkedIn
DIRECTOR OF MARKETING
Cynthia joined the firm in 2009 and currently serves as the Director of Marketing. She is responsible for developing, maintaining and executing the overall marketing plan for the company. Cynthia works with media outlets, organizations and non-profits to organize events and sponsorships, creating brand awareness in the Philadelphia marketplace. She also works hand in hand with the associates, aiding them in the development, implementation and execution of their marketing plans.
She is a graduate of Syracuse University and is actively involved in the Philadelphia community. She lives in South Philadelphia with her husband, Zach, their children, Ayden and Evelyn, and their fur-baby, Rocco.
Check the background of this investment professional or MML Invsetors Serivces, LLC on FINRA’s BrokerCheck